THE LATE-PAYMENT SCRIPTS

The invoice is 60 days late.

Want to know how to get your clients to pay? Here are the scripts.

Seven scripts that collect overdue invoices and keep the client.

Instant access. Seven templates, fully editable.

One of seven, ready to send.

You’re not bad at collecting, you just don’t want to seem needy.

So the invoice sits there. You’ve drafted something, edited it, and told yourself to wait until next week. Meanwhile the money you earned last month is funding someone else’s business.

4 in 5

small businesses never charge late fees even when it’s in their contract because losing the money feels easier than asking for it.

Bluevine, February 2026 - survey of 1,052 US small business owners

This fixes the part nobody teaches you when running a business: the words.

THE SEQUENCE

Know exactly what to send, and when

Each script gets firmer while keeping you on good terms.

7
Day 7
The friendly nudge. Assumes it slipped through.
30
Day 30
Direct and specific. Names the number and asks for a date.
60
Day 60
Firm. Introduces consequences without threatening.
90
Day 90
Formal. The last message before this stops being a conversation.

What’s inside

You’ll never have to invent the next email.

  • The full sequence. Day 7, day 30, day 60, day 90 - know exactly what to send and when, without inventing it during a moment of stress.

  • Send the day-30 email in four minutes instead of avoiding it any longer.

  • Escalate without torching the relationship. Each script gets firmer while keeping you someone they still want to work with.

  • Contract language that prevents the cycle from repeating - with late fees written to read as standard practice.

  • A one-page decision tree for the judgement call: when to push, when to pause, when to stop working.

WHAT TO EXPECT

It’s usually admin drag, not a refusal.

Most late invoices aren’t refusals to pay, they’re admin drag on the client’s end. The approval is sitting in an inbox, payments are run once a month, someone necessary is on vacation.

So expect the day-7 and day-30 scripts to resolve most of what you send. The day-60 and day-90 scripts exist for the minority that do not clear up earlier, and the contract language exists so there are fewer with each new client.

A firm, specific email is often all you really need to close the loop and stop wondering why you haven’t been paid.

Get the Late-Payment Scripts

You already have an invoice that needs attention. Open the day-3o script and hit send.

Instant access. Seven scripts, the decision tree, the contract language — all in Google Docs. Copy them to your own Drive and edit freely.

Add The Reactivation Kit at checkout for $29 — eleven scripts for clients who went quiet. Save $20.

Questions before you buy? Email me - happy to answer your questions.

QUESTIONS

FAQs

FREE

Not ready to buy?

Start with the research. The Small Business Money Report covers the five problems that cost small businesses the most, with every source and sample size attached.